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Cottonwood Community Federal Credit Union is a not for profit financial cooperative located in Cottonwood, Idaho. The credit union was organized in 1942 so that the community of Cottonwood could save together and use the savings to provide fellow credit union members with low-cost loans when needed.

After expanding our charter to cover low income areas and people without adequate access to credit union services, we now serve all of Idaho and Lewis Counties and have additional branches in Craigmont, Nezperce and Kooskia.


Cottonwood Community Federal Credit Union offers membership to persons who live, regularly work, attend school, worship, or volunteer in Idaho or Lewis Counties. In addition, organizations of those persons and their direct family members are offered membership.

Applying for membership is easy! Please contact us today for an application or for more information.


1606 Lewiston Street
PO Box 507
Cottonwood, ID 83522 | 877-920-0200

Hours of Operation:

Lobby Hours:

Monday-Friday: 8:00am – 5:00pm